Pros and Cons of Student Loan Consolidation
Many students find themselves struggling to make ends meet after graduating from college especially with thousands of dollars in student debt on their shoulders. If you’re struggling to pay your...
View ArticleBankruptcy and Alimony
For the most part, debtors are not able to discharge unpaid alimony through chapter 7 bankruptcy. Alimony is normally a mess in court but the bankruptcy court makes it fairly clear that alimony cannot...
View ArticleHow to Find a Good Bankruptcy Lawyer
Hiring a bankruptcy lawyer has many advantages and for most people, it’s a smart idea. However, while hiring a bankruptcy lawyer is an easy decision, the processing of finding a good bankruptcy lawyer...
View ArticleHow Can Bankruptcy Help With Foreclosure
If you find yourself facing foreclosure, bankruptcy may be to help you prevent foreclosure. In many cases, filing for chapter 7 bankruptcy can delay the foreclosure process for a number of months....
View ArticleWhat Happens to Student Loans in Bankruptcy?
For the most part, debtors are unable to wipe out student loan debt in chapter 7 or chapter 13 bankruptcy. However, there is one main exception. If you can prove to the court that paying your student...
View ArticleStudent Loan Debt Consolidation
One of the many ways to lower your monthly student loan payments is to consolidate your student loan debt into one loan. This is very beneficial to new graduates who are struggling to find a job or for...
View ArticleAnswered: Will Bankruptcy Ruin My Credit?
One thing people are often concerned about is the effect of bankruptcy on their credit. Many people wonder, “will bankruptcy ruin my credit?” Here’s a simple guide on what to expect to happen if you...
View ArticleChapter 13 Bankruptcy and Child Support
If you are well behind on your child support payments, then chapter 13 bankruptcy will not eliminate your unpaid child support. However, unlike chapter 7 bankruptcy, chapter 13 bankruptcy can give you...
View ArticleChild Support Debt in Chapter 7 Bankruptcy
For debtors late on child support, filing for chapter 7 bankruptcy really has no benefit. Chapter 7 bankruptcy does not wipe out any obligation to pay child support nor does it stop any legal...
View ArticleTips on How to Rebuild Credit After Bankruptcy
While bankruptcy might provide you with a substantial amount of debt relief, it will also likely have a huge impact on your credit score. Although a bankruptcy can appear on your credit score for up to...
View ArticleFive Ways to Avoid Bankruptcy
We live in a debt-ridden world and for many consumers debt is unavoidable. However, when debt becomes so overwhelming that credit payments cannot be made, bankruptcy often seems to be the only option....
View ArticleMedical Debt in Chapter 7 Bankruptcy
Tens of thousands of Americans struggle to pay medical bills as health costs continue to grow in the United States. For most people, health insurance provides enough coverage so that bills can be paid...
View ArticleWhat Happens to Credit Card Debt in Bankruptcy?
Credit card debt is among the most common form of debt when a debtor files for bankruptcy. For the most part, credit card debt can and will be discharged through bankruptcy – although there are...
View ArticleMedical Debt in Chapter 13 Bankruptcy
If you are struggling to pay off medical debt then bankruptcy might be an appealing option to eliminate your debt. In fact, it is estimated that up to 62% of lower income individuals file for...
View ArticleHow Does Bankruptcy Change Your Life
While bankruptcy does provide you with a way to get a fresh start, it will also change your life for the foreseeable future. While you might have a slight idea of the effects of bankruptcy, you...
View ArticleAnswered: Will Bankruptcy Affect My Job?
If you are planning on file for bankruptcy, you might be worried about whether or not it is going to affect your employment. You might ask yourself questions like will I be fired because of bankruptcy?...
View ArticleBankruptcy and Divorce: When Should you File?
Divorce is actually one of the more common reasons that a person may file for bankruptcy. However, most people do not plan ahead, which can makes the divorce and bankruptcy much more costly and...
View ArticleDebt Settlement – How Does it Work?
If you’ve missed a few credit card payments, then you might receive a letter in the mail with a settlement offer. This is what is known as a debt settlement offer. For the most part, debt settlement is...
View ArticleDisadvantages of Debt Settlement Companies
Debt settlement can be especially useful to consumers who are seriously in danger of defaulting on a loan. However, while debt settlement companies might be advantageous for some people, it does not...
View ArticlePros and Cons of Debt Settlement
While on the surface debt settlement might seem like a great idea, the truth is that there are some long-term effects. Still debt settlement is a good option for many people and if you’re on the fence...
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